Mostly, our fat content reserves are stored beneath our skin in an area called subcutaneous tissue. This tissue reservoir stores our energy reserves, insulates our body, and gives us a soft cushioning effect. The fat reserves are mainly stored in adipose tissue, which consists of two large reservoirs: subcutaneous fat, stored under our skin, and visceral fat, stored around our organs. Of adipose tissue, 80-90 percent is stored in our subcutaneous tissue, mainly in our abdominal, thigh, and buttock areas.